How It Started

I'm Rick. Twenty-plus years ago, I saw a gap that frustrated me. Homeowners faced storms, damage, and contractors who wanted cash upfront before any work happened. Insurance claims were confusing. People didn't know how to navigate the deductible question. They felt trapped between their insurance company and the work that needed doing.

That's when I started Rick's Roofing. I decided from the beginning we wouldn't ask for upfront money. We work with your insurance. We help you understand what your deductible means and how to minimize it, or sometimes eliminate it altogether. We took pride in showing up after the worst had happened and rebuilding what was damaged.

Over two decades, we've served Springfield and the broader region of Southern Missouri and Northern Arkansas. We've learned the local insurance companies. We've seen what happens when contractors disappear six months after a storm. We've watched families regain peace of mind when their roof, siding, gutters, or windows are restored with care.

What We've Learned

No upfront money changes everything. When a homeowner doesn't have to choose between their savings and fixing their roof, they make better decisions. They trust us because there's no hidden debt waiting. We absorb the risk. That's how it should be.

Your deductible is negotiable. Most people don't know this. Insurance companies set a number on the form, and homeowners assume it's fixed. We work with the local insurers—we know them—to find ways to reduce what you owe. Sometimes we cover part of it. Sometimes we find angles in your policy that lower it entirely. The key is having someone on your side who speaks both languages: yours and theirs.

Storms change neighborhoods fast. People are scared, contractors swarm, then vanish. We show up because this is home. Springfield and the surrounding areas of Southern Missouri and Northern Arkansas are where we work, where we live, where we stay. We're not here for the quick job. We're here for the long term.

How We Work

When you call, you get someone who listens. We handle roofing, siding, gutters, and windows. We take pride in the work. That's not a slogan—it's what we do every day, from the first conversation through the final inspection. We work with all the local insurance companies so you don't have to navigate it alone.

If a storm has hit your home or you're noticing damage, reach out. We'll assess what happened, explain what your insurance covers, and tell you exactly where you stand financially. No surprises. No pressure. Just honest work from people who plan to be your neighbor for years to come.